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johndhaleband is a blog which helps people know what they want to achieve in life


They call me John. I used to be unemployed but now he is a database administrator. One of the most extremely best things around the world for me is baking and now i am trying to cash in on it. Indiana is where my home is.

“When you innovate, you’ve got to be prepared for people telling you that you are nuts,” says Larry Ellison, the founder of Oracle.

“Never give up. Today is hard, tomorrow will be worse, but the day after tomorrow will be sunshine,” says Jack Ma, the founder of the Chinese ecommerce megaloth Alibaba.


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    3108, 2017

    What Is So Impressive With Star Shower Laser Lights: Are They The Best?

    Laser lights of this kind are truly spectacular additions to any holiday, especially Christmas. They are the ultimate way to decorate your home and make it 100% magnificent. So, yes, these are the best laser lights to choose from. A more important question is what made them so impressive? Actually, there are a few reasons for that. According to the government of the United States, more and more people are deciding to get a new laser light projector. This trend will continue to rise indefinitely and here’s why.

    Installation requires 3 minutes

    Installation requires 3 minutesAlmost all of the units of this kind are extremely easy to install. Regardless the price, they can be mounted on an extension and be placed indoors, or stuck to the ground. After that, they should be plugged in and turned on. All of this requires 3 minutes, probably less.

    This was the first reason why people choose laser light projectors for decorating their homes.

    Auto-on feature

    Conventional methods for decorating home during holidays must be turned off each day and turned on every night. Star shower outdoor laser Christmas lights don’t. They have auto-on/off feature which will turn them off in the morning but activates them at night.

    Star pattern

    A few years ago, holiday illumination units were designed to simply shine and illuminate one part of a house or an area. Star shower laser lights changed all of this! They display small, star-shaped objects on any surface, making any home, building, tree or an object in general look stunning. Yes, different colors are an option as well.

    Automatic moving system

    This is another reason why these devices are the best. They have a built-in, electric motor (low voltage) which allows them to move a projector head and therefore illuminate different surface without manual adjusting!

    Christmas Lights Can Help You Decorate Your Home In A Lovely Manner


    Lovely MannerDo you remember when you were a child and you were helping your parents to decorate the Christmas tree and the house on Christmas Eve? Those shiny colorful lights that could be seen flashing through the window from outside gave Christmas a sense of reality. It is already Christmas and Santa Claus is near. Without the Christmas lights, the house is not ready for the holidays spirit. This custom of decorating the Christmas tree dates back to the early modern Germany, when candles were put in the trees to symbolize the idea of Christ as the world’s light. The electric lights for trees became a popular thing at the beginning of the 20th century. In some countries, the private homes are outlined with such lights from before Christmas till after New Year.


    Christmas Lights Are Very Special for the Holiday Spirit

    Decorating your home for the holidays is a really special occasion. The moment when you buy the Christmas tree, when the shopping for goods and presents begins and last, but not least the decorations for the house and for the tree. The holiday spirit is composed exactly from these things with a topping of family and friends all joined together laughing and relaxing with a glass of red wine. When those lights are spreading their flashes all over the streets, it offers an amazing feeling of joy. All the TV programs start transmitting Christmas ads in which the lights are all over the place, on trucks, houses, trees, shops etc..

    The lights represent Christmas and are a part of it. They ended up being a symbol for this winter holiday and a reminder of the candles from the past times in history when there was no electricity, only candles.

    2505, 2017

    A Place on Where To Go In Cebu City?

    TOP Places to be in when you are in Cebu City Philippines!


    Cebu is an entire province in the Philippines fully focused on tourists and people who want to see a different part of the world. Each year, millions of people from all parts of the globe come here. If you want to become one of them, you will have to know which places should be visited. Cebu Tourist Destinations come in a high number, so if you are short on time, visiting the ones that will appeal to you the most is a wise thing to do. Anyway, we listed some of the places, areas and interesting locations which should be seen.

    • City of Cebu
      City of Cebu

    Obviously, when you are in Cebu province, visiting the city with the same name is essential. It is a mid-sized city which is actually completely different than the capital Manila. Here, you can enjoy beautiful things, visit plenty of interesting monuments and historic places, while spending time on a beach anytime you want.

    The food here is extraordinary as well. It is one of a kind and it is simply delicious. Some of it can be tried here and only here, so take some time into just eating. Buying something you always wanted is also recommended, thanks to a variety of shopping malls, markets, hotels like Southpole Central Hotel and shops. Regardless of your age, you will have a great time here, so the City of Cebu must be your priority. Why to enjoy Cebu City? The entire city is focused on you, providing an unforgettable experience.

    • Moalboal

    At the first sign, you may believe that Moalboal is a Panagsama Beach. It is a crowded and relatively small beach where finding space is a knowledge. Actually, the real Moalboal is located 90 km outside the city. We liked this place due to several factors. It is wonderful for all of you who want to dive, swim, enjoy precious sunsets and enjoy beautiful meals. As such, take some time for visiting this place.

    Maybe you also believe that this trip will cost you, but it is a common mistake, nothing more. Coming here actually, costs 30 pesos if you travel with habal-habal or 100 pesos with a tricycle. Don’t get lost, so make sure you travel to the west from the city.

    • Malapascua Island
      Malapascua Island

    For those of you who want something more challenging, visiting the Malapascua Island is a great thing to do. It provides several, original attractions. The main one is swimming with the sharks. It sounds scary, but actually, it is incredibly safe. There were no mortalities and each person who tried this kind of swimming wanted to do it again. All sharks here are thresher sharks. Nowhere else they can be seen in shallow waters, which made the place a bit special. We will also add adorable beaches and trees that will give you plenty of needed shade. In essence, this place should be visited, period.

    Most of you will come from Maya. There are a sufficient number of boats between these two places, but just in case, if you miss the last one, go to Abba Family Lodge. It is located next to the pier, literally 100 meters, and you will spend a night in a wonderful family-owned cottage. Yes, it is affordable as well.

    • Bantayan Island
      Bantayan Island

    Here we have a place which is entirely directed towards relaxation. There are no so many things you can do here, but just relaxing and drinking a drink are sufficient for most people. White beach is one of a kind and it has been commonly defined as one of the best-looking beaches in the Philippines.  The city here which deserves your attention is Santa Fe. 10 kilometers from the city is another town. It is called Bantayan city and it is the heart of the island. While Santa Fe is all about relaxation, Bantayan is more of an elite and administrative place.

    Holly Week is definitely the time when you need to be on the island. The entire island will be completely transferred into a fiesta. You can even rent a home of a local family and throw a party. Even better, the entire island is optimized for parties. Top tip: Prices during the Holly Week will be significantly increased. Make sure to get reservations as early as possible.

    • Lapu-Lapu (Mactan Island)
      Lapu-Lapu (Mactan Island)

    Mactan Island is commonly known as Lapu-Lapu, so don’t get confused if you hear this term. This is the place where you will land if you come with a plane. It is next to the City of Cebu and it is connected by 2 bridges, so reaching the main city won’t be an issue. Here you will be able to get all-day relaxation and to have a great time with your friends. The entire place is filled with resorts, so finding space is easy and simple.

    The airport offers excellent connections to other parts of the world. The most common destinations are Hong Kong, Korea, and Manila. If we assume that you will land here, it is advised to spend a few hours before moving to the City of Cebu (you will probably go there first). Interesting: Some tourists stay the entire vacation in this place, without visiting any other island or a city.

    • Olango Island
      Olango Island

    From Mactan Island, you can take a Bangka and in less than 20 minutes you will reach this island. With more than 1030 hectares of white-sand beaches and lovely sea, you will have a great time, that’s for sure. The island is commonly visited by bird enthusiasts due to the fact there are 48 different species, including some of the rarest on the planet. It is a bit isolated, which also made it suitable for all of you who want privacy.

    The key element here is when to come. During October and November, tourists from Australia and East Asia will dominate the island. During February and March, people from Europe and the United States come. Make sure you follow one of these choices, simply because then the tide is the lowest, so you can swim safely, while birds come to the beach as well.

    • Toledo

    Toledo is a small town which deserves a few hours of your time. Here is all about the adventure you will get while reaching it. In other words, you will need to take a bus which will travel between 1 and 2 hours from any other city you are in at the moment. During the travel, you will meet a lot of interesting people who will share their story with you. The city itself is small and offers decent accommodations, but this is usually another advantage of the small city.

    Reaching the city will cost you 30-10 pesos, depending on where you come. Usually, buses are the main choice, but driving is an option as well. In general, you will invest your vacation time into exploring Cebu.

    • Lilo-an

    Lilo-an wasn’t a desirable place to visit a few years ago, but today, it is one of the priorities. It is completely remodeled and improved, purely for tourists. It offers advanced accommodations and a great beach. Anything you like is a few minutes away and getting to another place is easier than ever. Most of you will want to go to Sibulan and luckily, there are a lot of boats to meet your demands.

    Regardless of what you want to see, this island has it. You should make a few hours or one day to spend here.

    • Danao

    Danao is a small city on the coast. Obviously, this should be the main reason why it has to be visited. In reality, there are plenty of more reasons why you must come here. It is relatively close to the City of Cebu, only 25 kilometers, so reaching it won’t be a problem. You can get a taxi, habal-habal or a bus. For history enthusiasts, this is the place to visit first. The main attraction is the famous St Tomas de Villanueva Church. It was built in 1755, but over the years, it was almost completely ruined. The local government rebuilt it in 1981 and now it is more beautiful than ever before.

    Accommodations are entirely focused on the sea. After all, this is a coastal city. On the other side (literally another side) you will be able to see amazing mountains. You can take some time and go hiking. All of the mountains you can see are close to the city and there are great paths across them. Once you get bored here, take a boat to Consuelo or Pacijan Island. There are several boats per day.

    Don’t forget

    Don’t forget to move around and explore the Cebu province. It is the place literally made for travelers who want to see something different and unique. You will have a great time, here regardless of what you want to do and what you want to see. Maybe you want to swim with the sharks, to dive or just to take pictures of monuments. All of this is possible in Cebu province.



    1905, 2017

    Real Estate Market

    What Is The Meaning Of A Real Estate Market?

    Real Estate marketing

    With the term, real estate, we usually mean that it is a kind of property, which includes a building or land. It also comprises all the related fixtures, such as, fences, plumbing or heating units. While you deal with any real estate, you perhaps focus on a specific property. However, the overall real estate market is also an important factor. Most of the common people or property owners do not have any idea on this market. When they make any decision, they think of whether the real estate market is favorable to meet all the targets.

    Buyer’s markets to buy real estate at a good price

    When you want to buy a new house in your area, you have to concentrate on the real estate market of the buyers. There’re lots of houses, available to you for the purpose of selling. And that is why it allows the buyer to have multiple options to choose a perfect house. While it is a cold property market, most of the sellers like to make negotiation. In other words, you will be able to get a building or land at a price, which is lower than your expected rate. Sellers may also be eager to make payment for the cost of closing deals.

    This market crops up while the level of supply goes beyond the number of property buyers. When you are procuring the house, this market seems to be the best time for taking any step. You can also be lucky to purchase your dream house at a very low price. When you are attempting to put up your real estate for sale in a buyer’s market, your goal may not be accomplished very easily. Often, you will also need to reduce the listing rate for securing a client.

    Certified property agents, representing the buyers, usually give information on the comparable houses, sold recently in your locality. Such reports also reveal the possible rates at which the houses are sold, and it enables buyers to make out a suitable price for the building, intended for sale.

    Homebuyers, with much patience, wait for some better transactions, and they get the best reward, while sellers begin to decrease the listing rates for meeting buyers’ needs. A restrain on the increase of the property price is the major sign, which indicates a possibility of shifting towards buyer’s market.

    real estate at a good price

    Seller’s market for real estate

    This is such a market, where the number of real estate buyers is more than the supply level. There’re lots of investors, who like to buy property. However, the real estate, available in the market, is not enough. Often, it results in a situation, when several buyers become interested to buy a particular property. This market seems to be a wonderful time for selling a house because you may set a selling rate, which is higher, in compared to the listing one.

    While you have decided to purchase the house in this market, you have to be careful of the advantage, often taken by seller.

    While other property buyers become attracted to the same real estate, you won’t get lower selling price. You may lose a chance for buying property, while other available buyers agree to pay a higher rate.

    Neutral markets for real estate

    Such market is well balanced, and the rates of interest are also much more affordable. You can find an equal number of sellers and buyers. The sale rates are almost similar to the listing rates. Number of sales is also stable. Besides, the promotion on property also stays consistent.

    Neutral markets

    How to identify the market

    One of the best ways for determining the market is by looking at inventory. While this inventory turns out to be much low, you can recognize it as the market of sellers. The market on real estate is not consistent, and it varies on the basis of a season. Usually, you may get several houses for sale during the hotter season. However, this market can also differ depending on the specific area.

    Selling and buying in various markets

    The experienced agents, dealing with real estate, may be competent to make a strategy to create the most excellent deal in any market. While you are planning to sell property, they know the maximum level of price that you may request. On the other hand, when you are purchasing real estate, they know everything that you should offer for competing with many other possible buyers. So, contact a property agent and know the market that is best for your deal.

    identify the market

    2708, 2017

    How Much Money Can You Get From Lendingtree?

    After you have determined that LendingTree is your first alternative, the main question is, how much money can you actually borrow? Sadly, this question deserves plenty of attention and explanation, due to the fact the amount of loan depends on multiple factors, as you already know. LendingTree personal loan review from AAA Credit Guide must include this amount, but still, most of the sources want to keep it as a secret, due to a good reason. They will simply make ‘’tweaks’’ according to their needs when it comes to borrowing your money.

    Loan must be repaid between 1 and 5 years

    Regardless of the amount of money you borrow, it must be paid back between 1 and 5 years. Longer payback periods are not supported. Now, the answer to the main question. The amount of money you can borrow will vary between $1.000 and $35.000.

    Don’t forget that APR has a huge role in the entire process. For example, if it is 12%, you will have to pay each month $335, in a case you borrowed $10K. On the other hand, if the APR is 7% the monthly payment will be $312. In the first situation, you will have to pay back $12.000 while in the second case you will have to pay $11.200. As you can see, this allows you to save more than $800 in interests only.

    APR stands for annual percentage rate of charge and it represents the interest for the entire year, rather than monthly values. It is a strategy commonly used by all peer-to-peer borrowers.

    LendingTree has a variable APR rates. As a matter of fact, they can be between ^% and 36%! The percentage depends on your credit.

    Need for a Personal Loan

    Apply today

    This title simply should explain to you how the applying process is simple. While you have to apply with multiple forms, which are time-consuming and annoying, LendingTree requires just one form. It can be completed via the internet or email address and it will be processed as soon as possible.

    Once the request is sent, a loan officer will contact you in the shortest period of time. Keep in mind that LendingTree operates in all states and it is one of the most popular choices.

    One-time email account

    Additional reasons why lending companies are so successful is the fact they sell the user information to the marketing companies. LendingTree is no exception! As the result, you will get constant calls and offerings to get a better loan, or etc.

    We have found a solution for this issue. All you will have to do is to create a new email address, as simple as that. Keep in mind that the password should be remembered because you will want periodically to check for new messages. If the advertising becomes annoying, simply deactivate your email address and you are safe.

    Is LendingTree safe?

    LendingTree safe

    Yes, they are more than just safe. This company has been among us since 1996, under the name CreditSource USA. The founders are Doug Lebda and Jamey Bennet.

    The company changed the name in 1998, getting the one you can see today. In 2000, they become a public loan company, which they stayed ever since. Then they were acquired by the InterActiveCorp and later by the Tree.com.

    The bottom line of this aspect is the fact LendingTree isn’t a scam company nor anything similar. They are some of the oldest and the best-developed peer-to-peer companies you can use today. If they weren’t, we won’t be discussing them right now!

    Differences between LendingTree and other companies

    In the lack of a better word, we must say that LendingTree is completely different than other peer-to-peer companies. First and foremost, they act as a broker, meaning that they will use their connections to link your request with lenders from the database. Once they are done, they won’t be responsible for the outgoing process.

    The mentioned fact is an advantage and disadvantage at the same time. Yes, you get the ability to choose the best rates and the best lenders, but we didn’t like the fact LendingTree will end their services then.

    The unique way how they operate is intriguing no less. A possibility to choose between different lenders has a huge, positive effect on the loan, duration and the payback time.


    LendingTree is one of the top companies of this kind and it is more than just recommended. When it comes to the variety of possibilities, they are truly the best. You should use them because chances are high you can get the highest loan.

    505, 2017

    Healthy While Touring

    To Stay Healthy While Touring/Traveling 

    safety when traveling


    Maybe you have prepared a visit months or possibly weeks ahead of time, nevertheless you also have to invest your own time alone within the accommodation and receive ill throughout the trip when the full time involves have some fun? Obviously, this really is something which no body really wants to encounter. With you, I’ll share in this essay several strategies for keeping balanced all the time through your moves from occurring to avoid this sad situation!

    1. By performing exercise, some cycling or lengthy hikes, one has the capacity to situation the muscles for all those excursions that are lengthy. By acquiring data on the current weather or environment in order to pack the situation of the drinking tap water and also the best garments for that journey are simply a few examples you can also focus on. One has the capacity to prevent obtaining any nausea in the water prior to going to some location with suspect water resources by buying water purification pills.
    2. If one is getting medicine, it should also examine when the medication one is transporting is permitted within the location where one will prevent any issues with traditions and is better to pack adequate inventory for that journey.
    3. Prior to going on the lengthy journey it’s better to possess a great dinner. Check ins in airports is lengthy prior to the flight gives its guests the foods and it’ll take a moment.
    4. On the lengthy journey that may take hours by any style of transport, it’s greatest to time from time to extend or walk-around to move the blood in the torso. It’s also recommended to consider the correct medication at least one hour prior to the journey for that medicine should you suffer with motion sickness while touring.
    5. Water is essential and it’s better to purchase bottled water in the institution if you’re uncertain of the plain tap water accessible.


    By getting these required safeguards, you’ll be way in front of many people to keep oneself balanced (and secure!) during your journey!

    505, 2017

    Travel Trips

    7 Strategies For Travel Trips

    Travel Trips

    We enjoy getting a trip by air-to some remote unique location, or excursions, be it a brief road-trip. But frequently we neglect to arrange for our journey and also the outcome is irritation and disappointment.

    1. For roadtrips, obtain the routes that are correct and prepare your path completely. Atleast you will have significantly less unpleasant shocks, although everything wont move precisely to strategy.


    2. Never create a laugh about terrorists or weapons near protection at an airport. Lots of people have described as their baggage has been examined, they’ve a little blast within their situation. Later in the police stop their ignorance was seriously regretted by them.

    3. Be instantly dubious in train airports or coach channels when you are bumped into by somebody. It might be a pickpocket. Even be conscious if anything is built on you, or perhaps a spot-on your apparel is stated to you. These specific things are made to disturb your interest from what’s truly happening: the valuables’ robbery.

    4. There’s apt to be several additional items which you need to plan for although cruises create planning simple using their all-in costs. These contain, etc, taxes showing, beverages, some shore activities, buying acquisitions.

    5. The obvious factor before leaving on the international journey to confirm may be the state-of the neighborhood climate where you stand currently heading. Whether it’s raining, or in a hair cover whether it’s within the 90s that you don’t wish to get to a tee-shirt.

    6. While going with kids carry current pictures of every one along. The picture may prove important in assisting to find the kid again if your kid gets dropped.

    7. A visit to some theme-park are affected from the insufficient thorough planning. Some areas are so large that planning is important. Obtain a listing of a chart of the playground along with all of the trips, in addition to starting and final situations, before leaving.