After you have determined that LendingTree is your first alternative, the main question is, how much money can you actually borrow? Sadly, this question deserves plenty of attention and explanation, due to the fact the amount of loan depends on multiple factors, as you already know. LendingTree personal loan review from AAA Credit Guide must include this amount, but still, most of the sources want to keep it as a secret, due to a good reason. They will simply make ‘’tweaks’’ according to their needs when it comes to borrowing your money.

Loan must be repaid between 1 and 5 years

Regardless of the amount of money you borrow, it must be paid back between 1 and 5 years. Longer payback periods are not supported. Now, the answer to the main question. The amount of money you can borrow will vary between $1.000 and $35.000.

Don’t forget that APR has a huge role in the entire process. For example, if it is 12%, you will have to pay each month $335, in a case you borrowed $10K. On the other hand, if the APR is 7% the monthly payment will be $312. In the first situation, you will have to pay back $12.000 while in the second case you will have to pay $11.200. As you can see, this allows you to save more than $800 in interests only.

APR stands for annual percentage rate of charge and it represents the interest for the entire year, rather than monthly values. It is a strategy commonly used by all peer-to-peer borrowers.

LendingTree has a variable APR rates. As a matter of fact, they can be between ^% and 36%! The percentage depends on your credit.

Need for a Personal Loan

Apply today

This title simply should explain to you how the applying process is simple. While you have to apply with multiple forms, which are time-consuming and annoying, LendingTree requires just one form. It can be completed via the internet or email address and it will be processed as soon as possible.

Once the request is sent, a loan officer will contact you in the shortest period of time. Keep in mind that LendingTree operates in all states and it is one of the most popular choices.

One-time email account

Additional reasons why lending companies are so successful is the fact they sell the user information to the marketing companies. LendingTree is no exception! As the result, you will get constant calls and offerings to get a better loan, or etc.

We have found a solution for this issue. All you will have to do is to create a new email address, as simple as that. Keep in mind that the password should be remembered because you will want periodically to check for new messages. If the advertising becomes annoying, simply deactivate your email address and you are safe.

Is LendingTree safe?

LendingTree safe

Yes, they are more than just safe. This company has been among us since 1996, under the name CreditSource USA. The founders are Doug Lebda and Jamey Bennet.

The company changed the name in 1998, getting the one you can see today. In 2000, they become a public loan company, which they stayed ever since. Then they were acquired by the InterActiveCorp and later by the

The bottom line of this aspect is the fact LendingTree isn’t a scam company nor anything similar. They are some of the oldest and the best-developed peer-to-peer companies you can use today. If they weren’t, we won’t be discussing them right now!

Differences between LendingTree and other companies

In the lack of a better word, we must say that LendingTree is completely different than other peer-to-peer companies. First and foremost, they act as a broker, meaning that they will use their connections to link your request with lenders from the database. Once they are done, they won’t be responsible for the outgoing process.

The mentioned fact is an advantage and disadvantage at the same time. Yes, you get the ability to choose the best rates and the best lenders, but we didn’t like the fact LendingTree will end their services then.

The unique way how they operate is intriguing no less. A possibility to choose between different lenders has a huge, positive effect on the loan, duration and the payback time.


LendingTree is one of the top companies of this kind and it is more than just recommended. When it comes to the variety of possibilities, they are truly the best. You should use them because chances are high you can get the highest loan.